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1. Original copies of last two years W-2's and Income Tax Returns |
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*2. All paystubs for the most recent month showing borrower's name, social security number, and year-to-date earnings |
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3. Employer's name and address for past two years |
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4. Three months most recent bank statements for all accounts |
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5. Account numbers, payment amounts and balances on installment loans |
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6. Social Security card and drivers license- we will make copy |
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7. Mailing address(s) for past seven years |
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*8. Divorce decree and proof of court ordered child support |
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*9. Settlement statement on recent real estate sale |
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10. If you own rental property, we will need your current lease(s). If you don't have a lease, we will need tax returns. |
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*11. Copy of notes receivable |
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*12. Bankruptcy papers |
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*- if applicable |
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Additional Information: (If Refinancing) |
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1. Copy of deed |
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2. Prior Title Policy |
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3. Copy of Homeowners Insurance |
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4. Survey- if less than 10 years old and it must be certified |
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If Self Employed: |
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1. Last two years tax returns- with all schedules, business and personal |
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2. Year-to-date profit and loss |
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If Construction: |
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1. Copy of the deed- if you own the lot |
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2. Plans and specifications- fully executed builder package |
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If VA Loan: |
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1. Copy of DD214 (member 4 showing honorable discharge) |
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2. Original certificate of eligibility- if you have it |
